Apni Chhat, Mehfooz Chhat Scheme 2026 launched by CM Maryam Nawaz offers Rs. 500,000–1,000,000 interest-free loans for roof strengthening and home expansion. Apply online at acag.punjab.gov.pk or via DC offices.
Chief Minister Maryam Nawaz has digitally launched the Apni Chhat, Mehfooz Chhat Scheme 2026, a housing safety initiative designed to protect families from unsafe roofs and weak structures. The programme was introduced in memory of the 14 children who tragically lost their lives in a roof collapse in Kahna.
This scheme provides interest-free loans to Punjab residents for roof strengthening, room construction, and adding extra storeys to existing houses.
Key Features of the Scheme
- Rs. 500,000 loan for roof strengthening
- Rs. 1,000,000 loan for constructing additional rooms or storeys
- Interest-free financing – Punjab Government bears all markup and processing fees
- Affordable monthly installments:
- Rs. 4,700 for Rs. 500,000 loan (repayable in 9 years)
- Rs. 9,300 for Rs. 1,000,000 loan
- Loans available for low-income households
How to Apply
Applicants can register through multiple channels:
- Online Portal: acag.punjab.gov.pk
- District Offices: Deputy Commissioners, Assistant Commissioners, Punjab Housing & Town Planning Agency
- Helpline: 0800-09100 for queries and assistance
Background & Vision
- Launched after the Kahna roof collapse tragedy
- Aims to ensure structural safety of homes across Punjab
- Part of the broader Apni Chhat, Apna Ghar Programme, which has already disbursed 173,158 interest-free loans worth Rs. 224.457 billion
- CM Maryam Nawaz emphasized that a house is not just bricks and mortar, but a symbol of protection and security
Read more; CM Punjab E-Bike Scheme 2026 – Apply Online for Student Bikes
Benefits for Families
- Financially disadvantaged households can secure homes without fear of collapse
- Loans cover roof repairs, strengthening, and expansion
- Government bears processing fees and charges
- Affordable repayment ensures accessibility for low-income families
Conclusion
The Apni Chhat, Mehfooz Chhat Scheme 2026 is a landmark initiative to make homes safer and more secure for Punjab’s families. By offering interest-free loans with affordable installments, the government ensures that low-income households can strengthen their roofs and expand their homes without financial strain.
👉 Apply today via the official portal or district offices to safeguard your family’s future.
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