Apna Ghar Mehfooz Ghar Scheme 2026 offers PKR 500,000 repair grants and PKR 1,000,000 interest-free loans for unsafe homes. Learn eligibility, documents, and how to apply online.
The Government of Punjab, under CM Maryam Nawaz Sharif, has launched the Apna Ghar Mehfooz Ghar Scheme 2026 to provide financial aid and interest-free loans to families living in unsafe or dilapidated houses. The initiative ensures that low-income households can repair or expand their homes without financial burden, reducing risks of roof collapses and structural accidents.
Financial Allocation
| Category | Maximum Limit | Nature | Purpose |
|---|---|---|---|
| Home Renovation & Repair | PKR 500,000 | Direct Grant | Repair leaky roofs, broken walls, unsafe structures |
| House Construction & Expansion | PKR 1,000,000 | Interest-Free Loan | Build new sections or add floors |
📌 Field inspection reports determine whether applicants qualify for the repair grant or the construction loan.
Eligibility Criteria
Applicants must meet the following conditions:
- Must be a resident of Punjab
- Property must be located within Punjab
- For repair grants: house must be verified as structurally unsafe
- For construction loans: applicant must show valid property ownership
- Priority given to low-income and middle-income families
Read more; Mukh Mantri Mawan Dheeyan Satkar Yojana 2026 – Apply & Registration Guide
Required Documents
- Valid CNIC
- Property ownership proof
- Income evidence
- Clear images of damaged areas
- Signed undertaking declaring first-time homeowner
- Completed application form & disclosure sheet
How to Apply Online
The official portal is yet to be announced. Expected process:
01
Visit official portal or e-Khidmat center
Access the Punjab housing scheme portal or nearest government service center.
02
Fill out application form
Enter personal, property, and income details accurately.
03
Attach required documents
Upload CNIC, property proof, income evidence, and house images.
04
Submit application
Submit the completed form and disclosure sheet for review.
05
Site inspection
Government technical team visits your property to verify structural damage.
06
Approval & fund release
Based on inspection, grant or loan is approved and funds are disbursed.
Conclusion
The Apna Ghar Mehfooz Ghar Scheme 2026 is a vital welfare initiative to secure unsafe homes and empower families with grants and interest-free loans. By offering up to PKR 500,000 for repairs and PKR 1,000,000 for construction, the Punjab government ensures safer living conditions for low-income households.
👉 Stay tuned for the launch of the official portal or visit your nearest e-Khidmat center to begin registration once applications open.
